Salon owner Chelsea Knight said a five or 12 day lockdown may seem short for many people, but there are ongoing effects for businesses where it's not as simple as just going back to work when the state opens up.

"It's so easy for people to say it's not that long and it'll be all good but often they're the ones who are lucky to work from home and their only disruption is changing office locations," she said.

"For me, I have to motivate myself to get up out of pyjamas and work out what to do without my income.

READ MORE:

"The support is great, but doesn't help the numbers in our bank account and when I look in mine, I have a $1. I've had my business for seven years and I only have $1 to show for it.

"Businesses don't just want a hand out now, we'll have to pay it back at some point because money doesn't come from trees.

"I think businesses need to know the government is looking at different options instead of just going into lockdown. I think we need more planning because we're having similar conversations we were having 12 months ago."

The Victorian Government announced on Wednesday that businesses affected by the seven-day extension to the state's fifth lockdown would share in an additional $282.2 million in financial support.

Mrs Knight counts herself as one of the lucky ones; as a sole trader with no employees, she has been eligible for state government support packages, but said the cash only goes so far.

"My salon is not in the heart of Bendigo and I don't have staff so the impact is only on me," she said. "But I'm still in business and I still need to survive.

"The grants I've received this lockdown will cover me for this week and a little bit into the next, but they certainly don't cover where I was pre-lockdown.

"Hairdressing and beauty are luxury items, they're not a necessity so when people are budgeting or living week-to-week, they resort to cheaper options.

"We get shafted whereas if you need car service, they're necessity. When things need to be cut, we're one of first."

Mrs Knight said the coronavirus pandemic's impact on her business had affected future plans of buying a house with her husband, but she was thankful to the outpouring of community support.

"The short-term effects have really been learning to deal with uncertainty," she said. "As someone who suffers from anxiety with a mind that races when things become rocky, learning to deal with that has been hard.

"In the public we have to put on this persona of 'it'll be all ok', but deep down you feel like you're losing it.

"There's a sense of frustration that turns into stress and other mental health issues, it's frustrating not knowing if more options instead of lockdown are being looked at."

Our journalists work hard to provide local, up-to-date news to the community. This is how you can access our trusted content:

Have you signed up to the Bendigo Advertiser's daily newsletter and breaking news emails? You can register below and make sure you are up to date with everything that's happening in central Victoria.