Jessica Ann Parker, 20, appeared at the Bendigo Magistrates' Court earlier this week. She has been charged with aggravated burglary and conduct endangering life.

The court heard one of the victims had purchased a vehicle from Ms Parker's co-accused Madison Martin earlier this year and it was agreed the payments would be made in instalments.

After paying off most of the amount, the court heard the woman took possession of the car and it was understood $200 was still owing.

It was alleged Mr Martin sent the victim a message in May saying he was going to "shoot the house up".

The court heard about 6.20pm on June 23 this year, the two victims were in their Strathfieldsaye home when they heard a loud bang and a man yelling, "You owe me money, where's my f***king money?"

It is alleged the front door was then forced open and Mr Martin entered with a firearm as Ms Parker followed behind.

Read more news:

Police allege Mr Martin demanded money and pointed the firearm at one of the victims, before both he and Ms Parker left the home.

The court heard police arrived at the Strathfieldsaye property about 6.45pm and found a 20cm hole in the door and pellet damage to the fridge.

The court heard Ms Parker and Mr Martin were arrested at their home about 4.40am on June 24.

Police searched the house and allegedly found a small amount of methamphetamine, a sawed-off shot gun, and shot gun cartridges.

Police also seized CCTV footage from their property.

The court heard Ms Parker told police she had arrived home about 4.20pm and had only left the house to go to the shops.

Defence counsel Jarred Hofman told the court Ms Parker should be granted bail due to her young age and lack of prior criminal history.

Mr Hofman said it was the first time Ms Parker had been in jail, and that it had been particularly challenging due to COVID-19 restrictions.

The defence counsel said the charges were also contested and there were a number of inconsistencies in the prosecution's evidence.

Magistrate Julie Grainger granted Ms Parker bail on several conditions, including that she completed a court integrated services program, lived with her parents, and did not associate with any co-accused.

"If you breach bail, you'll find yourself back in jail," Ms Grainger said. "You have one chance only to do the right thing."

Ms Parker was released from custody. She is due back at the Bendigo Magistrates' Court next month.

Mr Martin is due back in court in September.

Have you signed up to the Bendigo Advertiser's daily newsletter and breaking news emails? You can register below and make sure you are up to date with everything that's happening in central Victoria.