This untrue, as during your terms in government the Bendigo Hospital was not built. It was the Liberal government that bought about the building of the Bendigo Hospital, not Labor.

During your previous time in government you spent $2 million dollars on reopening a ward that your government had closed. Then, two weeks later it was again closed due to staff shortage etc.

The Calder bypass was started during the Liberal government.

During your period in government, nothing has been done about the condition of our country roads which are extremely dangerous, and I feel have led to many injuries etc.

It was you and your government that took away our second rail line, and you say that you will fix it if Labor gets back in.

Mr Andrews has said that the Geelong and Ballarat rail line will be upgraded, with no mention of Bendigo.

I feel that Labor if elected will again distance itself from Bendigo.

Read more: Facts and figures about Victoria Election

Indications are that Bendigo Bank is moving slowly towards being mainly an internet service, like institutions such as ING.

My boss has several business interests and quite a bit of money in Bendigo Bank’s control. He has always had the ability to call an allocated member, and arrange necessary transfers between accounts and discuss other issues.

Recently there has been an inference that he may have to communicate with the bank only by accessing online services. He becomes quite grumpy when this possibility focuses his mind.

This then flows onto me and others! Forced to become an internet only customer, he will find a financial institution that gives access to a “real person”.

No doubt others may have the same negative feelings about being “only a number”.

The management of Bendigo Bank needs to seriously consider whether it really is still for the community or some self-serving personal or corporate direction.

Read more: Bendigo Bank reflects on trust during annual general meeting

In democratic countries people have one vote each and power keeps changing hands. This process is being taken advantage of by some political parties, which are still far away from being democratic. They are using all kinds of tricks to get more votes.

Like giving a preferential treatment to their supporters, making promises that have no sound financial backing, exploiting differences between sexes, social classes, ethnic groups, races and religions, letting in migrants who are likely to vote for them, spending freely taxpayers money and so on.

Increasing number of votes is giving them greater political power and reinforcing their standing. Other parties are being forced to try to match their promises, or lose elections.

Read more: Promises, promises. Let’s end no-detail politics | Our Say