The controversial idea was proposed by insurance firm QBE in response to statistics which showed 50 drivers between the ages of 49-85 died behind the wheel between 2013-14.

Medical conditions and slow-speed incidents were blamed for most of the deaths and not high-speed crashes.

The QBE proposal calls for an S-plate system to imitate the P and L-plate system for learner and probationary drivers.

Residents at the Strathfield Senior Citizens Club on Wednesday gave the proposal a huge thumbs down.

Kangaroo Flat man Bert Crapper summed the mood of all at the weekly cards game by suggesting the proposal was "insulting".

"I think it's bulldust," said Mr Crapper, who will be 82 this Christmas.

"Every little thing we did on the road they would nail us on.

"You find people take a lot more care on the road as they get older, not the opposite."

Like Mr Crapper, other senior citizens felt strongly that bad driving was not restricted by age group.

Hans Banset of Spring Gully, who has been driving for 55 years, was adamant S-plates were unnecessary.

"P-plates are different, you are probationary," the 73 year-old said.

Mr Banset said his driving record contained just one minor blemish. That included a 20-year stint driving trucks interstate, mainly between Melbourne and Adelaide.

"Some older drivers do need it (a warning) sometimes, but it's not just older drivers," he said.

"Bad driving isn’t limited to age.

"I'd be buggered without my car - and I'd feel insulted wearing (S-plates)."

The proposal would also require senior drivers to carry a black box in their cars that measures their performance behind the wheel.

This would replace VicRoads medical and driving tests for older drivers.

Under current laws, Victorian drivers aged 75 or older can only extend their driver's licence for three years, while all motorists must report medical conditions that could affect their driving.

Eighty-six year Nancy Bruton, who has never been involved in a road accident since getting behind the wheel when she was 30, could foresee other problems involving S-plates.

"We would be targets for hooligans and young ones who think they are smarter than us," she said.

"They would put us at risk.

"I drive about four times a week but a careful where I drive and at one time of day I drive to keep out of traffic."

Transport Accident Commission statistics showed 44 people were hospitalised following road incidents in the Greater Bendigo region in during 2014.

These included 22 drivers, 10 motorcyclists, nine passengers and two pedestrians.

Twelve were aged in the 26-39 bracket; 11 were aged 40-59; 11 were aged 60 and over, while seven were 18-25.

Three people have died on the region's roads during 2015, one each in the 20-25, 50-59 and 70 and over age brackets.