I hope everyone's having a spectacular Saturday. Today has been declared a Total Fire Ban so stay safe, be responsible and check the Bendigo Addy's Fire Watch for updates throughout the day.

Becoming windy with a top of 38 degrees.

For more weather click here

Due to regional rail works, coaches will replace trains between Southern Cross Station and Bendigo from today until January 19. 

Cyclone brewing off WA's north

Residents along Western Australia's northern coast are preparing for a possible cyclone and ships are leaving the area.

A tropical low is forecast to develop into a cyclone on Saturday, bringing 100km/h wind gusts and heavy rain across coastal areas of the Kimberley.

'No-frills' private health cover hits hospitals

Hundreds of thousands of Australians are switching to no-frills private health insurance to save money, putting further strain on public hospital waiting lists.

And the retreat from top hospital cover is expected to gather pace as the latest jump in health insurance premiums kicks in.

If it is your birthday I hope you have a great day! 

You share a birthday with US actor Denzel Washington, Australian tennis player Pat Rafter and British actress Sienna Miller.

1966 - China detonates its fifth atomic bomb.

1994 - CIA director R James Woolsey resigns in aftermath of the discovery of an American spy for Moscow.

2009 - Israel announces it is building nearly 700 new apartments for Jews in east Jerusalem, where Palestinians hope to set up the capital of a future state. The US, Palestinians and the European Union condemn the plan.

What do you call a crocodile in a vest? 

An investigator!

Have a good day, 

Hannah